This endpoint allows you to add and verify a funding source for a customer using micro-deposits. By linking the customer’s bank account and verifying it through small deposit amounts, you ensure that the account is eligible for direct debits and credits. Once verified, you can begin processing transactions, including direct payments and subscriptions.
Adding a Funding Source via Micro-Deposits
To add a funding source to a customer using Micro-Deposits, follow these steps:
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Create a Customer
Create a customer in Paynote. -
Add a Funding Source
Link the customer’s bank account to their profile. While the account is authorized for direct debits, it requires verification through micro-deposits. Follow the next steps for verification. -
Send Micro-Deposits
Initiate micro-deposits to the customer’s bank account for verification. -
Customer Verifies the Deposits
The customer will verify the micro-deposit amounts, completing the bank account verification for direct debits and credits. -
Listen for Funding Source Webhooks
Monitor for webhooks related to the funding source verification process. -
Start Processing Transactions
Once verified, you can begin creating direct debits, credits, and subscriptions for the customer.